Anytime you play Madden online kicking does suffer
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The next steps for me would be to work on enhancing what I have. There are better versions of Pogba and Kante, as an example, which would boost my midfield for a fee; I'd love to get someone like Eric Cantona upfront, however I know that it's going to set me back millions of Coins. I'm at a stage now, with my squad, at which I'm basically trading any cards I earn and saving my Coins so that I can make minor improvements to the players I have already got.
I have actually mostly enjoyed playing on the internet; no one uses a mic so I haven't encountered anywhere near the amount of abuse I faced in Madden NFL 21. I did receive some very salty messages, but generally I believe FIFA 21's matchmaking works well; I feel like I am playing against players in a roughly similar ability level, and this is contributing to a competitive matches with entertaining ebbs-and-flows; sometimes I get roundly beaten by a better player, other times I win comfortably as well. Fair.
Check out https://www.mmoexp.com/Nfl-21/Coins.html for more details.